NEW YORK (Reuters) - Stocks opened lower on Tuesday as disappointing profits and outlooks from companies including health insurer UnitedHealth Group Inc
Reduced profit projections by brokerages for Bank of America Corp
The Dow Jones industrial average <.DJI> dropped 54.64 points, or 0.43 percent, to 12,770.38. The Standard & Poor's 500 Index <.SPX> shed 6.37 points, or 0.46 percent, to 1,381.80. The Nasdaq Composite Index <.IXIC> declined 13.68 points, or 0.57 percent, to 2,394.36.
(Reporting by Ellis Mnyandu; Editing by James Dalgleish)